CRISL has reaffirmed both the long term and short term credit ratings of Prime Bank Limited to "AA+" and "ST-1" respectively based on consolidated financial statements for the year ended 31st December 2011 and other relevant qualitative and quantitative information. CRISL also foresees no significant change/ volatility in its operation in near future and placed the bank with “Stable Outlook” for the next one year. The long term rating implies that banks rated in this category are adjudged to be of high quality, offer higher safety and have high credit quality. The short-term rating indicates highest certainty of timely payment, strong internal fund generation and access to alternative sources of fund is outstanding. Safety is almost like risk free Government short-term obligations.