Introducing Bangladesh’s first-ever SME Debit Card with International Remittance Facility, designed to empower small and medium enterprises (SMEs) to manage both local and international business transactions with ease and compliance.
This innovative card allows entrepreneurs to make seamless payments for bona fide business purposes — locally and internationally — in line with Bangladesh Bank guidelines.
Key Information About the SME Debit Card
What is the SME Debit Card?
The Prime Bank SME Debit Card is an international debit card that enables SME clients to carry out both local and international transactions for legitimate business expenses.
Local Use: The card can be used for ATM withdrawals, POS transactions, and e-commerce payments within Bangladesh.
International Use: The card can be used exclusively for online/e-commerce payments related to bona fide business purposes.
For international transactions, SME clients may spend up to USD 600 per refill, not exceeding USD 3,000 in total within a calendar year.
Who Can Avail This Card?
Only proprietorship businesses are eligible to apply for the Prime Bank SME Debit Card.
Where Can the Card Be Used?
Within Bangladesh: For all types of ATM, POS, and online/e-commerce transactions.
Internationally: For online transactions only, to meet legitimate business expenses abroad as permitted by Bangladesh Bank.
What About Limited or Partnership Firms?
Limited and partnership SME companies are not eligible for the SME Debit Card.
However, they can apply for an SME Prepaid Card in the name of any of their authorized employees to access similar facilities.
Passport Endorsement Limit
Each passport endorsement will be USD 600, with a maximum cumulative limit of USD 3,000 per calendar year.
Verification with SME Foundation
As per Bangladesh Bank’s directive, it is mandatory for SMEs to be registered with the SME Foundation to qualify for this card.
Prime Bank will forward the applicant’s business details to the SME Foundation for verification. Upon successful verification, the card will be issued.
Annual Fee
The annual fee for the Prime Bank SME Debit Card is BDT 600 + VAT.
How Can Existing SME Account Holders Avail This Card?
Existing SME account holders can avail the facility in either of the following ways:
1. By replacing an existing debit card issued against their SME account with the new Prime Bank SME Debit Card.
2. By applying for a new SME Prepaid Card under the international remittance facility.
Empowering Entrepreneurs, Expanding Horizons
With this new Prime Bank SME Debit Card, Prime Bank reaffirms its commitment to empowering Bangladeshi entrepreneurs to grow beyond borders — enabling easier access to international markets, digital payments, and global opportunities.
